Your Partner in Wealth & Legacy Planning As part of Summit Planners Pte Ltd, a leading advisory group with deep expertise in Will Writing, Trusts, and Legacy Planning, I work closely with legal specialists such as Riverside Trustees, KSCGP Juris LLP, and estate administration partners including the Asia Estate Planning Association (AEPA) to provide a comprehensive suite of end-to-end solutions for individuals and families.

Our Services

Our services for your financial future

✔ Will Writing

Creation of clear, legally sound Wills tailored to your family structure and intentions. Includes preparation of a detailed Schedule of Assets.

✔ Estate Planning & Trust

Establishing Trusts to protect vulnerable dependants (including Special Needs planning), safeguard assets for business continuity or matrimonial protection, manage wealth transfer, and ensure long-term financial security for your loved ones.

✔ LPA (Lasting Power of Attorney), AMD (Advance Medical Directive), AMC (Advance Medical Care) Guidance — No Fees

Professional guidance to help you organise future decision-making in the event of incapacity.

✔ Will Writing

Creation of clear, legally sound Wills tailored to your family structure and intentions. Includes preparation of a detailed Schedule of Assets.

✔ Estate Planning & Trust

Establishing Trusts to protect vulnerable dependants (including Special Needs planning), safeguard assets for business continuity or matrimonial protection, manage wealth transfer, and ensure long-term financial security for your loved ones.

✔ Retirement Income & CPF Planning

Structuring sustainable, inflation-adjusted retirement income streams to ensure long-term financial stability.

✔ Investment Portfolio Advisory

Designing diversified portfolios including dividend income strategies, multi-asset allocations, and global equity solutions aligned with your financial goals.

✔ After-Life Planning Solutions

Supporting families with pre-planning strategies, professional executor appointments, probate services, and ensuring smooth and timely estate administration.

✔ LPA (Lasting Power of Attorney), AMD (Advance Medical Directive), AMC (Advance Medical Care) Guidance — No Fees

Professional guidance to help you organise future decision-making in the event of incapacity.

✔ Retirement Income & CPF Planning

Structuring sustainable, inflation-adjusted retirement income streams to ensure long-term financial stability.

✔ Investment Portfolio Advisory

Designing diversified portfolios including dividend income strategies, multi-asset allocations, and global equity solutions aligned with your financial goals.

✔ After-Life Planning Solutions

Supporting families with pre-planning strategies, professional executor appointments, probate services, and ensuring smooth and timely estate administration.

ABOUT ME

Olivia Teo

Associate Director of Sales, Financial Services
Chartered Financial Consultant®/Singapore
CERTIFIED FINANCIAL PLANNER™
Associate Estate Planning Practitioner (AEPP® )
MDRT® TOT of the Table Adviser

More About

Olivia is sincere, enthusiastic, and truly places her clients’ interests first. She not only helps us make informed decisions but consistently goes the extra mile for those who need it. In a highly competitive and regulated industry, her service level and genuine human connection set her apart. Olivia is definitely doing a great job!
 — Tan Kian Leong, Director (Plans), Strategy, Enterprise Risk & Investments
SMRT Corporation Ltd
 Read More Testimonials I first met Olivia through a CPF Seminar, she has been thoughtful, patient and consistently follows up, supporting me for almost a year. Liew FL, Engineer With her guidance, I managed to complete my Will and plan for my retirement with much more clarity and confidence. I truly appreciate her dedication and sincerity. I’ve even recommended my siblings to her because I trust they will be well taken care of.
 Read More Testimonials I’ve known Olivia for many years through a mutual friend and she has always been cheerful, genuine, and ever-ready to help. Supporting her was one of the best decisions I’ve made—she has never let me down. Even when my queries are about policies from other insurers, she is always there for me. Dickson Tan, Freelance Photographer What I appreciate most is her candid, unbiased advice. She puts my needs first, not the sale, and that gives me confidence in every decision. I highly recommend Olivia to anyone looking for someone who truly cares about your insurance and investment needs. She will not disappoint.” Read More Testimonials I started my policy with Olivia in 2018 when she was new in the industry, and she has always gone the extra mile to meet my needs. She patiently reviews my policies and only recommends what I truly require, even when I’m very selective. Doris Ng, Director, Shunxue Tiling Pte Ltd Olivia is helpful, sincere, and never hard-sells. She genuinely puts her clients’ best interests first. I believe she is one of the best advisers anyone could have. Good job, Olivia! Read More Testimonials 我和我先生认识 Olivia 是因为之前一个 Insurance Consultant 介绍的。不过我们很幸运遇到 Olivia,因为她是一个很有耐心和体贴的保险 顾问，每次她都会非常专业的解释和介绍适合我 们的储蓄和保险。 Jacqueline Chan, Freelancer 我们的孩子本身是早产儿，是很难买保险的，但 Olivia 都会耐心和尽 职帮我们去申请。 我们很欣赏 Olivia 有责任的工作态度。感恩遇见她

 Read More Testimonials After nearly 20 years as an expat in Singapore and meeting many agents with disappointing service, Olivia truly stands out. Jason P. Kurek, Regional Managing Director She makes navigating the ever-changing insurance landscape easy with her superb service and genuine dedication to her clients. I’m grateful to have her not just as an adviser, but as a trusted friend.” Read More Testimonials After nearly 20 years as an expat in Singapore and meeting many agents with disappointing service, Olivia truly stands out. Jason P. Kurek, Regional Managing Director She makes navigating the ever-changing insurance landscape easy with her superb service and genuine dedication to her clients. I’m grateful to have her not just as an adviser, but as a trusted friend.” Read More Testimonials